Terms of Service
Last updated: February 7, 2025
This document is a template and should be reviewed by a legal professional before use in production.
1. Acceptance of Terms
By accessing or using My Personal Finance ("the Service"), you agree to be bound by these Terms of Service. If you do not agree, do not use the Service.
2. Description of Service
My Personal Finance provides tools to manage personal finances, including tracking income, expenses, savings, debts, and goals. We reserve the right to modify, suspend, or discontinue the Service at any time.
3. User Accounts and Responsibilities
You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account. You must provide accurate information and notify us of any unauthorized use.
4. Acceptable Use
You agree to use the Service only for lawful purposes. You may not use the Service to violate any laws, infringe on others' rights, transmit harmful content, or attempt to gain unauthorized access to our systems or other accounts.
5. Intellectual Property
The Service and its original content, features, and functionality are owned by us and are protected by intellectual property laws. You may not copy, modify, or create derivative works without our permission.
6. Disclaimers
The Service is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee that the Service will be uninterrupted, error-free, or suitable for your particular financial decisions. The Service is for personal tracking only and does not constitute financial, tax, or legal advice.
7. Limitation of Liability
To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or data, arising from your use of the Service.
8. Termination
We may suspend or terminate your access to the Service at any time for any reason. You may close your account at any time through the applicable settings. Upon termination, your right to use the Service ceases immediately.
9. Governing Law and Disputes
These terms shall be governed by the laws of the jurisdiction in which we operate, without regard to conflict of law principles. Any disputes shall be resolved in the courts of that jurisdiction.
10. Changes to Terms
We may update these Terms from time to time. We will notify you of material changes by posting the new Terms on this page and updating the "Last updated" date. Continued use of the Service after changes constitutes acceptance of the revised Terms.
11. Contact
For questions about these Terms, please contact us at the email or address provided in the app or on our website.